# Liquidity Market Hover provides a platform to allow your idle assets earn yield and work for you.\ \ Users can select any asset supported by the protocol and deposit it directly into Hover. These supplied assets are then lent out to other users, known as borrowers. The interest paid by borrowers generates yield for the suppliers. Hover’s protocol operates on an algorithmic basis, meaning only the original depositor and collateralized borrowers can withdraw funds. Assets can be withdrawn anytime, as long as they are not being used as collateral for an active loan. *** Hover gives users the freedom to collateralize their deposited assets, allowing them to obtain a loan that accrues variable interest according to market demand. Unlike traditional loans, there are no fixed terms associated with Hover's lending service. Users have the liberty to repay the loan whenever they’d like, as long as their *Health Factor* stays above 1. In the event the loan’s value drops below that of the collateral, the position would be liquidated and the funds are used to repay the depositors. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.hover.market/liquidity-market.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.